Bank Holidays in April 2025 - Banks to Remain Shut for 6 Days Next Week – Full List, State-Wise Breakup Tips
Planning to visit your bank in the third week of April 2025? You might need to reschedule your plans. As per the Reserve Bank of India's bank holiday calendar, banks will remain closed for up to six days in various parts of India next week due to national holidays, regional festivals, and weekend offs.
To help you avoid inconvenience in banking transactions, we’ve compiled the complete list of bank holidays in April 2025, along with state-wise closures, ATM limits, and online banking alternatives.
🔔 Why Are Banks Closed for 6 Days Next Week?
The six-day bank closure between April 14 and April 21, 2025, is due to a combination of
Dr. Babasaheb Ambedkar Jayanti (Pan India Public Holiday)
Regional festivals like Bengali New Year, Vishu, Bohag Bihu, and Garia Puja
Weekend closures (Fourth Saturday and Sunday)
The Reserve Bank of India (RBI) classifies bank holidays under three heads
Negotiable Instruments Act Holiday
Real-Time Gross Settlement (RTGS) Holiday
Banks' Closing of Accounts
📅 Full List of Bank Holidays – April 3rd Week 2025
| nbsp;Date | nbsp;Day | nbsp;Festival / Holiday | States Affected | nbsp;Bank Status |
|---|---|---|---|---|
| April 14, 2025 | Monday | Ambedkar Jayanti | All States (Public Holiday) | 🔴 Closed |
| April 15, 2025 | Tuesday | Bengali New Year, Vishu | West Bengal, Kerala, Tamil Nadu | 🔴 Closed (Regional) |
| April 16, 2025 | Wednesday | Bohag Bihu | Assam | 🔴 Closed (Regional) |
| April 19, 2025 | Saturday | Fourth Saturday | All India | 🔴 Closed |
| April 20, 2025 | Sunday | Weekly Off | All India | 🔴 Closed |
| April 21, 2025 | Monday | Garia Puja | Tripura | 🔴 Closed (Regional) |
📍 State-Wise Impact of Bank Closures
| nbsp;State | nbsp;Holidays Observed | Closure Datesnbsp; |
|---|---|---|
| West Bengal | Ambedkar Jayanti, Bengali New Year, Weekend | April 14-16, 19-20 |
| Kerala | Ambedkar Jayanti, Vishu, Weekend | April 14-15, 19-20 |
| Assam | Ambedkar Jayanti, Bohag Bihu, Weekend | April 14, 16, 19-20 |
| Tamil Nadu | Ambedkar Jayanti, Vishu, Weekend | April 14-15, 19-20 |
| Tripura | Ambedkar Jayanti, Garia Puja, Weekend | April 14, 21, 19-20 |
| Other States | Ambedkar Jayanti, Weekend | April 14, 19-20 |
💸 How These Bank Holidays May Affect Your Financial Transactions
It’s important to plan ahead to avoid disruptions in your daily banking operations
❌ Cheque clearances may be delayed
❌ Loan approvals and disbursements could be postponed
❌ Access to bank lockers unavailable
❌ Branch-level customer service not available
⚠️ RTGS/NEFT backend settlements may be affected
✔️ Online banking services will remain functional, but for urgent in-branch activities, complete your work by April 13 (Saturday).
📱 Services Still Available via Net Banking and Mobile Apps
Even during bank holidays, you can continue using essential services online
✅ UPI, IMPS, NEFT, and RTGS transfers
✅ Balance checks, mini statements, account summaries
✅ Loan EMI and credit card bill payments
✅ Fixed deposit management
✅ 24×7 customer helpline (for most private banks)
👉 Make sure your mobile banking apps are updated and you remember your credentials.
💳 ATM Withdrawal Limits During Holiday Week
Cash requirements may go up during banking holidays. Know your ATM withdrawal limits to plan accordingly
| Bank Name | nbsp;Daily ATM Limit (₹) | nbsp;Free Txns/Month | nbsp;Notes |
|---|---|---|---|
| SBI | ₹40,000 | 8 (Metro) / 10 | Charges apply post limit |
| HDFC Bank | ₹25,000 – ₹1,00,000 | 5 | Depends on card variant |
| ICICI Bank | ₹50,000 | 5 | Extra ₹20 per additional txn |
| Axis Bank | ₹40,000 – ₹1,00,000 | 5 | Based on card type |
| PNB | ₹25,000 – ₹50,000 | 5 | Charges post free limit |
| Bank of Baroda | ₹25,000 | 5 | Branches closed on holidays |
| Union Bank | ₹50,000 | 5 | Use mobile app for mini statement |
💡 Tip Use digital wallets or UPI apps like PhonePe, Paytm, or Google Pay for low-value, quick payments during offline periods.
🧠 Pro Banking Tips to Avoid Disruptions
✔️ Complete in-branch tasks before April 13
✔️ Use ATM and digital wallet for emergency funds
✔️ Schedule large fund transfers in advance
✔️ Pay credit card and EMI dues early
✔️ Enable SMS alerts for account activity
🏦 RBI's Role in Bank Holiday Declarations
The Reserve Bank of India publishes an official list of bank holidays under various acts such as
Negotiable Instruments Act
Real-Time Gross Settlement Act
Bank Account Closing Days
Banks follow these circulars to standardize closures across India. These notifications are available on the RBI’s official website and through individual banks’ customer notices.
✅ Summary – Bank Holidays (April 14 to April 21, 2025)
6 major bank holidays in third week of April
Pan-India holiday on April 14 (Ambedkar Jayanti)
Closures in West Bengal, Kerala, Assam, Tripura, and Tamil Nadu
Use online banking and UPI to avoid transaction delays
Plan your financial activities ahead of time
April 2025 Bank Holidays List
April 2025 is packed with a mix of national and regional bank holidays, making it important for customers to plan their financial activities in advance. The month will witness multiple closures due to Ambedkar Jayanti, Vishu, Bohag Bihu, Garia Puja, and regular weekend offs. In total, banks will remain shut for up to 6 days in various states across India during the third week of April. Make sure to check the complete April 2025 Bank Holidays List by state to avoid any last-minute issues in transactions or branch visits.
Is Bank Open on Ambedkar Jayanti 2025?
Dr. B.R. Ambedkar Jayanti, celebrated on April 14, 2025, is a national public holiday, and all banks across India will remain closed on this day. It is observed as a tribute to the chief architect of the Indian Constitution. Whether you're in a metro city or a rural area, banks will not be open on Ambedkar Jayanti 2025, so it’s best to complete any in-branch banking activities beforehand.
Bank Closed for Vishu and Bohag Bihu?
Yes, banks in certain states will be closed on April 15 for Vishu and April 16 for Bohag Bihu. Vishu, the Malayalam New Year, will see closures in Kerala and Tamil Nadu, while Bohag Bihu, the Assamese New Year, will be observed with a bank holiday in Assam. These are regional holidays, so customers in these states should take note that banks will remain closed on these specific dates.
How Many Bank Holidays in April 2025?
In April 2025, there are at least 6 bank holidays in the third week alone, depending on your location. These include national holidays like Ambedkar Jayanti, regional festivals such as Vishu, Bohag Bihu, and Garia Puja, and regular closures on the 4th Saturday and Sunday. State-wise variation means that while some banks may operate normally in certain regions, others will remain shut for multiple consecutive days.
Are Banks Open on 4th Saturday April 2025?
No, banks across India will not be open on the 4th Saturday, which falls on April 19, 2025. As per the Reserve Bank of India’s guidelines, all scheduled commercial banks remain closed on the second and fourth Saturdays of each month. Combine that with Sunday on April 20, and you get a two-day weekend closure for all bank branches.
Dr. B.R. Ambedkar Jayanti Bank Holiday 2025
The Ambedkar Jayanti bank holiday on April 14, 2025, is a significant day across the nation. It is a gazetted holiday under the Negotiable Instruments Act, which means all banks, financial institutions, and government offices will remain shut. As this is a centrally observed holiday, services like cheque clearing and physical banking transactions will not be available on this date.
ATM Cash Withdrawal Limits April 2025 India
During extended bank closures like in April 2025, it’s important to know your ATM cash withdrawal limits. Major banks like SBI allow daily withdrawals of up to ₹40,000, HDFC Bank offers limits ranging from ₹25,000 to ₹1,00,000 depending on the card, and ICICI Bank permits ₹50,000 daily. Remember, exceeding your free transaction limits can lead to extra charges. Plan your cash needs ahead to avoid ATM rush or service downtime during bank holidays.
FAQs – April 2025 Bank Holidays in India
Q1. How many bank holidays are there in April 2025? A There are up to 6 bank holidays in the third week of April 2025, including Ambedkar Jayanti (April 14), Vishu (April 15), Bohag Bihu (April 16), Garia Puja (April 21), and regular weekend closures on April 19 (4th Saturday) and April 20 (Sunday). The exact number may vary by state.
Q2. Is April 14, 2025 (Ambedkar Jayanti) a bank holiday? A Yes, April 14, 2025, is a national holiday on the occasion of Dr. B.R. Ambedkar Jayanti, and all banks across India will remain closed on this day.
Q3. Will banks be closed for Vishu and Bohag Bihu in 2025? A Yes, banks will be closed on April 15, 2025, for Vishu in Kerala and Tamil Nadu, and on April 16, 2025, for Bohag Bihu in Assam. These are regional bank holidays.
Q4. Are banks open on the fourth Saturday in April 2025? A No, banks will remain closed on the fourth Saturday, i.e., April 19, 2025, as per RBI guidelines. It is a regular weekend bank holiday.
Q5. Can I use online banking during April 2025 bank holidays? A Yes, online and mobile banking services like UPI, NEFT, RTGS, IMPS, and fund transfers will continue to function. However, cheque clearance and backend processing may be delayed due to branch closures.
Q6. What is the ATM cash withdrawal limit during bank holidays? A ATM withdrawal limits vary by bank and card type. For example
SBI ₹40,000/day
ICICI Bank ₹50,000/day
HDFC Bank ₹25,000 to ₹1,00,000/day (based on card variant) Make sure to withdraw cash in advance to avoid inconvenience during the holidays.
Q7. Will NEFT and RTGS work on Ambedkar Jayanti? A NEFT and RTGS transactions will be available online, but settlements may be processed on the next working day due to the national holiday on April 14, 2025.